![]() FEMA Elevation Certificates within unincorporated areas of Osceola County are available for public review for buildings built after 1994 that were zoned in the floodplain during construction.Flood damage prevention outreach programs offered in each community.Information about the County’s Floodplain Program.Information on development or reconstruction restrictions within the floodplain and updates to the Land Development Code.You may request a floodplain determination here. In Osceola County unincorporated areas, written determinations are provided upon request.Flood Zone Determinations: (verbal determinations are free).One frequently asked question is “What flood zone do I live in?” Staff is available to provide: On average, structures located within the SFHA have a 26-percent chance of flooding during the life of a standard 30-year mortgage. ![]() FIRMs are the official maps for a community on which FEMA has delineated the Special Flood Hazard Areas (SFHAs), which represent the areas subject to flooding by the 1-percent annual chance flood event. Regulated floodplains are illustrated on flood maps called Flood Insurance Rate Maps (FIRMs). Many of these map information services are provided free of charge. The goals of this program are to inform residents, assist with questions regarding floodplains and flood insurance purchase requirements, and to distribute floodplain information. WTG Flood Zone Determination Reports utilize a combination of superior data and expert analysis to help lenders, investors and real estate professionals confirm or challenge official flood zone status, thereby challenging and potentially removing flood insurance requirements on properties secured with federally backed loans.Įach report has clear mapping detail that shows the pinpoint-accurate structure location as it exists on FEMA’s map, with a clear overlay of color-coded Flood Zones.Osceola County implements all policies and regulations on behalf of its residents regarding the National Flood Insurance Program (NFIP) and Community Rating System. Also known as “X (shaded)” or “500-year floodplain”. Zone X 0.2% (Old B): Areas of 0.2% annual chance of flood. Zone X (Old C): Areas determined to be outside the 0.2% annual chance floodplain. Zone VE (Old V1-V30): Coastal flood zone with velocity hazard (wave action) BFE determined. For areas of alluvial fan flooding, velocities also determined. Zone AO: Flood Depths of 1-3 feet (ares of sheet flow on sloping terrain). Zone AH: Flood Depths of 1-3 feet (areas of ponding), usually shallow flooding. Zone AE (Old A1-A30): Detailed study, BFE determined. Zone A: Approximate Zone, no Base Flood Elevation (BFE) determined. Often referred to as the “100-Year Flood”, which frequently causes confusion.īase Flood Elevation is the elevation, above sea level, at which Base Flood will inundate. All SFHA’s are flood zones, not all flood zones are SFHA's.īase Flood is the area where flood has a 1% chance of being equaled or exceeded in any given year. Sometimes the SFHA is casually referred to as the “Flood Zone”, but these terms shouldn’t be confused. This is where flood insurance may be required depending on structure location. Some important points and definitions to know:Ī Flood Zone is any zone delineated on a FEMA Flood Insurance Rate Map (FIRM)Ī Special Flood Hazard Area (SFHA) is a high risk flood zone, and is the land area covered by the base flood on a FIRM. The different zones illustrate whether you live in a high-risk, low-risk, or moderate-risk flood zone. Everyone lives in an area with some flood risk-it’s just a question of what level of risk is present. Everyone is in a Flood Zone, Not Everyone is in a Special Flood Hazard Area.Įvery property is mapped within a flood zone of some kind.
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